Zero OSHA recordables across all utility-scale solar work. In a guaranteed-cost program, that performance subsidizes operators who don't match it.
ARI and Aggregate Resource Crushing, LLC operate across a national footprint. Multi-state WC, auto, and equipment exposure needs to be built as one coordinated structure, not stacked policies.
Data centers, hospitals, schools, dams, active rail and roadway. Seismic monitoring and millisecond detonation control a real exposure. The excess tower needs to reflect that control.
SmartROC rigs, LoDril units, drones, remote stations. High-value equipment crossing state lines every month is an inland marine conversation most brokers under-build.


Team Haugen is a family-run commercial lines practice inside HUB International Northwest. Logan, Spencer, and Hayden Haugen, supported by a dedicated bench of account managers, claims advocates, and risk consultants.
Omega Morgan is a Team Haugen client. They agreed to let us show their underwriting website here as a working example of what this looks like for a real account.
Scroll it in place, or open it full screen.
Don Watson is a licensed attorney embedded directly on Team Haugen as Client Service Advisor and Risk Consultant. For a contractor bidding across 20+ states, that means indemnification language, additional insured requirements, and hold-harmless provisions get read by someone qualified to read them.
Before the contract is signed, not after a claim is denied.
Most brokerages route this to outside counsel on the client's dime. Ours is in-house and included.

Client Service Advisor | Risk Consultant
Brings legal-grade rigor to coverage disputes, claims advocacy, contract review, and acquisition diligence.
Employee benefits are placed and serviced alongside the property and casualty program, so one team coordinates the coverage the business and its people rely on. For an employer competing for skilled drill operators and running a DOL-registered apprenticeship program, benefits are a recruiting and retention tool, not just a line item.

Senior Vice President, Employee Benefits
Leads benefits strategy for the account. Senior-level ownership of plan design, renewal negotiation, and carrier relationships.

Vice President, Employee Benefits
Partners on placement and day-to-day service, coordinating the benefits program alongside the P&C team.
In a standard program, ARI's safety performance funds everyone else's losses. In a captive, underwriting profit and investment income come back to ARI. HUB brings this through Specialty Captive Group, a dedicated division with 30+ years in alternative risk financing, not a generalist who dabbles.
HUB-exclusive, mixed-industry group captive covering Workers' Comp, General Liability, and Auto. The natural entry point, and no other broker can bring it to you.
A wholly owned structure. With two entities, a 20-state footprint, and 47 years of loss history, a feasibility study is a real conversation. SCG runs these as a standalone first step.

Director of Captive Insurance, Specialty Captive Group (a division of Specialty Program Group)
17+ years at HUB International, entirely in captives, from captive management through Captive Marketing Director. Based in Pittsburgh, working nationally.

Executive Vice President, Alternative Risk Solutions Practice Leader
Ian Campbell brings 18 years in the industry and more than a decade dedicated exclusively to surety, as Past President of the Surety Association of Oregon and a member of the NASBP Leadership Committee. He knows this space and he knows ARI's program. Backed by HUB's national carrier network, he's positioned to keep expanding capacity as the work gets larger and reaches further, and to be a real partner in that growth, not just the person who issues the bond.

Oregon Surety Practice Specialist
18+ years in the industry, 10+ dedicated to surety. Past President, Surety Association of Oregon. NASBP Leadership Committee member. Lake Oswego, Oregon. HUB Northwest.

Sr. Account Manager, Surety
Five Oregon quarries: Creswell, Harrisburg, Philomath, Florence, Sears Road. These carry ongoing DOGAMI reclamation obligations. They sit on the balance sheet for decades and are routinely over-collateralized when placed piecemeal.
As a certified Indian Economic Enterprise and Buy-Indian qualified contractor, ARI is positioned for federal awards. Federal contracts above threshold require Miller Act performance and payment bonds. Capacity needs to be in place before the award, not after.
Road, highway, utility, and substation work across state DOTs triggers Little Miller Act requirements in every state ARI operates in.
NASCLA accreditation opens 16+ states for fast-track licensing. Each carries its own contractor license and permit bond requirement. One coordinated program beats twenty one-off placements.
5.6+ GW of completed solar pre-drilling means large single-project exposures. Aggregate and single-job capacity should be sized for the pipeline ahead, not the work already booked.
Blasting operations across multiple jurisdictions carry their own permit and license bond obligations.
This page exists because we studied ARI's operations, entity structure, safety record, and growth into renewables before the first meeting. That's how we'd handle your renewals too.
Captive, benefits, surety, workers' comp, claims, and legal review are separate practices with named people, coordinated by one local team lead.
HUB is one of the largest brokerages in North America. Team Haugen is a family business in Eugene. ARI gets both.
Full program review across both entities: current coverage, limits, and gaps against a 20-state footprint
Captive feasibility study through Specialty Captive Group, no obligation, no cost to explore
Surety program and capacity review with Ian Campbell: reclamation obligations, federal capacity, multi-state licensing
Contract and indemnification review on active bids with Don Watson
We built this page for Aggregate Resource Industries specifically, from your operations and where the risk sits inside each one. If it reads right, the next step is a conversation.
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